We help individuals and businesses obtain payment from insurers that improperly:
Pay less than required; or
Insurers that improperly deny, limit or delay coverage often change their position when confronted by an experienced lawyer well versed in insurance law and industry tactics. Gary Berdeen, founder of the Berdeen Law Firm, has such experience. For over a decade, he represented and advised insurers and their claim adjusters in coverage litigation against their insureds. He also advised insurers/adjusters on the extent to which they should pay claims, and on the potential consequences of improper claim denial.
Let that experience go to work for you. Gary now represents clients seeking payment under life, automobile, health, homeowners, renters, general liability and other types of insurance policies. Whether you seek advice on how to present your claim or require an experienced attorney to take the insurer to court, or anything in between, contact the Berdeen Law Firm.
Examples of cases Gary has handled include the following:
A life insurance carrier denied a claim because the deceased insured allegedly made a material misrepresentation in his life insurance application. Gary prepared and presented a comprehensive response to the insurer setting forth why coverage potentially existed under applicable law. He thereafter negotiated a favorable settlement benefiting the deceased’s spouse.
An underinsured motorist (UIM) carrier refused to pay lost wages for an accident victim suffering from post-concussion syndrome. During extensive negotiations with the adjuster, Gary presented evidence and case law to support the claim, which resulted in a favorable payment to the client.
A child suffered traumatic oral and facial injuries from a fall requiring surgical removal of four teeth in the emergency room. The child’s health insurer denied coverage for the medical bills under an insurance policy exclusion. After Gary sent a detailed letter to the insurer explaining why the exclusion did not apply, the insurer changed its position and paid the claim in full.
We provide flexible payment options depending on your needs and the complexity of the case. For example, life insurance cases are typically handled on a contingency fee basis, which means you do not pay legal fees unless there is a recovery. Contact us for a free consultation with our experienced insurance lawyer.